With over a decade of experience designing African travel experiences for our clients and as veteran travellers in Africa ourselves, we understand that travelling to and within Africa has its own unique risks. It is for this reason that we recommend that all of our clients have comprehensive travel insurance in place for their trip.

Travel insurance is essential for safeguarding your journey against unforeseen events like medical emergencies, trip cancellations, or lost luggage.

The wildlife travel insurance non-negotiables: the minimum you should be covered for

Policies can differ, depending on your budget, risk profile and the journey you are taking. In our experience, the following are the most common incidents for which you need sufficient coverage:

• Cancellations, postponements and interruptions to your trip.
• Missed connections, travel delays and overbooked flights.
• Medical evacuation, emergency transportation and repatriation.
• Luggage delays and missing personal baggage.

Unlike in the European Union for example, there are very few mandatory legal compensations for delayed flights or missed connections in Africa. It’s always best to have peace of mind and know you won’t suffer financial loss if your itinerary doesn’t go exactly to plan.

What is CFAR?

Since the pandemic, the need for cancel-for-any-reason insurance has skyrocketed as even the best-laid plans could change. CFAR insurance is pricy but worth it if you have unpredictable medical issues, if an emergency suddenly occurs at home just before you depart or if there is a crisis at your accommodation (elephants have ripped up all the plumbing while searching for water or lightning has struck a thatched roof – rare but it does happen!).

A trip to Africa will be one of the most memorable holidays of your life. The right amount of insurance will help keep those memories positive!

Concluding thought

Embarking on an African safari is an unforgettable journey. Ensuring you have the right travel insurance is crucial for a worry-free experience. It not only offers financial protection but also peace of mind, allowing you to fully immerse in the wonders of Africa with confidence.